Bookkeeping, payroll, and CFO services for San Diego's small businesses.

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Bookkeeping for Point Loma Small Businesses

Bookkeeping for Point Loma businesses. From marine services on Shelter Island to offices at Liberty Station, we keep the books for the peninsula.

Bookkeeping for the Peninsula

Point Loma feels like its own town within San Diego. The peninsula has a working waterfront on Shelter Island, a thriving mix of offices and restaurants at Liberty Station, and neighborhood businesses along Rosecrans and in Ocean Beach. It draws people who want to run a business somewhere distinct from the sprawl of the rest of the county.

We work with Point Loma businesses that have outgrown the DIY approach but are not ready to hire a full-time bookkeeper. Marine service companies tracking job costs. Professional firms at Liberty Station managing monthly financials. Restaurants and shops keeping up with sales tax and payroll. The work varies, but the need is the same: accurate books without the overhead.

Monthly Bookkeeping

Monthly bookkeeping that keeps your records current. Transactions categorized, accounts reconciled, P&L and balance sheet delivered every month. No backlog building up while you run the business.

Catch-Up Work

Books that have fallen behind get cleaned up. We organize the backlog, fix what needs fixing, and bring everything current so you can move forward with accurate numbers.

Payroll Setup

We configure your payroll system and train you to run it. Direct deposits, tax withholdings, quarterly filings. You get a system that works without paying someone else to push the buttons every pay period.

Tax-Ready Records

Clean books organized the way your CPA needs them. Proper categorization, documentation attached, nothing to chase down in February. Tax season becomes a handoff instead of a scramble.

Point Loma Businesses We Work With

The peninsula has a business mix you will not find anywhere else in San Diego. Boatyards and marine electronics shops that have been here for decades. Architecture firms and consultants who moved into Liberty Station when the Navy left. Restaurants and cafes serving locals and tourists along the water. Each type of business has different bookkeeping service needs, but they all share the challenge of keeping finances straight while running day-to-day operations.

We work with businesses doing anywhere from a few hundred thousand to a few million in annual revenue. Owners who know their trade but would rather not spend evenings categorizing transactions or chasing down receipts.

Marine Services

Boat repair, maintenance, detailing, and marine electronics. Point Loma is the center of San Diego’s marine services industry. We handle the job costing and seasonal cash flow patterns that come with working on the water.

Professional Services

Architects, consultants, marketing agencies, and small firms at Liberty Station and along the peninsula. Clean monthly financials, tracked overhead, and books ready for year-end without the last-minute rush.

Restaurants and Cafes

Point Loma has waterfront seafood spots, neighborhood cafes in Ocean Beach, and everything in between. We track food costs, handle tip reporting, and manage sales tax so you can focus on the kitchen and the customers.

Property and Rentals

Vacation rentals near the beach, property managers handling units across the peninsula. We track income and expenses by property, handle owner distributions, and keep records organized for tax time.

Common Questions

Where are you located?

We're based in San Diego and work with businesses across Point Loma. Shelter Island, Liberty Station, Ocean Beach, Roseville, and everywhere in between.

What does monthly bookkeeping cost?

Starting at $249 per month depending on transaction volume. We quote a flat rate after learning about your business so there are no surprises.

Do you work with marine businesses?

Yes. Point Loma has boatyards, marine service companies, and sportfishing operations. We understand the seasonal patterns and job-based work common in that industry.

Can we meet in person?

Absolutely. We're local to San Diego and happy to meet if you prefer face-to-face conversations. Most clients find remote works fine, but the option is there.

What if my books are behind?

That's a common starting point. We do catch-up work to get you current, then transition to monthly service so you stay that way.

San Diego's Small Business Bookkeeper

The Next Step:
A Short Conversation

A quick call to tell us about your business. We'll listen, answer your questions, and give you a clear price quote.

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Fresh Ledger provides full-service bookkeeping for San Diego County's small businesses. We handle monthly financials, payroll setup, and part-time CFO services for local business owners who want their numbers done right.

Client Reviews

5-Star Rated Firm
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